We aim to make our application process as easy as possible for you and we’re dedicated to ensuring your journey to motorhome ownership is a straightforward one. We will work closely with you along your journey to funding, offering a bespoke and friendly personal service. We strive to keep you updated at every turn and are available to answer any questions that you may have, however simple – or complicated – they may be.
When you make an enquiry we will respond with a view to sourcing information pertinent to your individual requirements based on the particular motorhome you are looking to purchase.
Following a brief fact find we can give you an indicative quote based on those circumstances and the age of the motorhome you are looking to purchase. If you would like to proceed, an application form is submitted to the finance company and we will then be able to give you a more accurate quote based on your individual credit profile, appetite, security and affordability.
We will discuss your options together and prepare a finance proposal for presentation to appropriate funders on our panel, according to your direction to try and secure you an offer of finance. We will inform you of their decision, who they are if they make you an offer, and any conditions that might need to be met i.e. proof of address, home ownership and proof of income.
We will also give you details of;
If you are happy to proceed, documents will be raised and issued to you. We will discuss details of the offer and your options including early settlement details, obligations and risks. You will then be asked to consider the offer carefully with no time constraints and if you are happy with the offer you can sign and return the documents to us. At this stage we recheck the paperwork and ensure that all supporting information has been provided and then we present your agreement to the funder for final approval and the payout procedure is begun. If the funder remains happy with the paperwork*, payment of the funds will be made to the supplier and we advise both the customer and supplier of this immediately.
We would always advise that you inspect the goods prior to payout, or preferably prior to handing over a cash deposit, to avoid incurring any liability on the part of any party in the case of obvious defects, fraudulent title or misrepresentation.
*Please note: the funder reserves the right to withdraw an agreement at any stage before payout.
If you have any other questions, please visit our FAQ page. Alternatively you can contact us direct. We’d be more than happy to help.
It is sometimes possible to be approved and paid out the same day.
We can consider applicants with varying credit profiles.
Potentially, yes we can. We arrange finance for Motorhomes and Caravans purchased from almost any source.
We only carry out a credit search if an indicative quote has been supplied following an application form being submitted.
Typically thirty to ninety days, but funders usually reserve the right to withdraw any offer at any time prior to acceptance.
We do loads of 10 year loans on Motorhomes, up to 10 years old at the beginning.
James, October 2019